YOU SAW A SHIRT FOR $97.
YOU DIDN’T HAVE THE CASH, SO YOU BORROWED $50 FROM YOUR MOM AND $50 FROM YOUR DAD
$50 + $50 = $100.
YOU BOUGHT THE SHIRT, AND HAD $3 CHANGE.
YOU GAVE YOUR DAD $1 AND YOUR MOM $1 AND KEPT THE OTHER $1 FOR YOURSELF.
NOW YOU OWE YOUR MOM $49 AND YOUR DAD $49. S49+S49 =